Appraisal services for Fresno and Fresno County homeowners

Here are the top reasons CA homeowners need BT Appraisals:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To reduce your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a CA divorce, where real estate property needs to be divided
To settle an estate in Fresno county or CA by determining the true market value of real estate in question

Do you own a home in or near Fresno? Do you need help deciding the value of your real estate?
Contact BT Appraisals.

At BT Appraisals, we understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at BT Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are seasoned in helping customers just like you remove undesirable PMI insurance.

Challenging Fresno county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties close by. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from BT Appraisals is your number one weapon.

HELOC recently frozen?

If your home is close to a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from BT Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property.